The Special Affordable Care Act (SACO) has helped millions of Americans to sign up for health insurance. Thanks to this law, they can now afford to pay lower premiums and get the medical care they need. In this article, you will learn 4 tips for getting through your Special Open Enrollment Period.
Start Early – Most people wait until their special open enrollment date. This is a very bad idea. Since it typically takes time to get through the entire enrollment process, many people don’t even finish signing up when it comes time to do so. They may be feeling stressed and frustrated with the process, and aren’t in the best frame of mind to follow-up with their providers. So, by starting early you can ensure that you get the care you need and that you are signed up with the right plan. The longer you wait, the less likely you are to sign up with the right plan.
Take a Break – Also, don’t put off buying insurance. Don’t buy the first policy that you find. Instead, take some time looking around for a policy and comparing rates. This may seem like a tedious task, but it really isn’t. You can easily use a free online quote tool or contact various insurance companies. This is important because you want to get a feel for the cost of insuring yourself.
Compare Quotes – When you compare quotes, don’t just look at the cost. Check out the coverage and the service too. If you aren’t certain which insurance policy is the best for you, then you won’t be able to accurately assess the value of your new insurance coverage. So, spend some time evaluating your options.
Remain Calm and Persistent – Another thing that you want to remember is to remain patient. Many people get discouraged when they don’t enroll in a plan promptly. Some even become angry. However, if you are persistent and calm, your company may eventually entice you to sign up. Don’t let yourself be intimidated by all the competition.
Sign Up – Finally, once you’ve done everything you can to secure your spot for a Special Health Care Insurance Plan (HCP) through the ACA special open enrollment period, you will need to actually enroll in that plan. The easiest way to do so is online. However, if you have questions about the process, there are several toll-free numbers for enrollment assistance offered by the Department of Health and Human Services. Be sure to call each one to find out exactly what you need to do to properly enroll. It’s definitely worth it!