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How To Qualify For Medicaid?

By |December 8th, 2021|Categories: Affordable Care Act, Florida Insurance, Individual Insurance, Medicare|Tags: , , , , , |

There are many avenues to explore before you can receive assistance from the state’s Medicaid program. First, and most importantly, you must meet certain minimum income level requirements. Second, you must be a resident of the state. Thirdly, you must be a resident of the county in which you reside at the time of application. If you do not qualify for the federal medical aid for which you are applying, there are ways in which you can qualify for supplemental health coverage through your employer, Medicare Part B, or a private health insurance plan offered by your state. You may ...

How to Apply for Medicare

By |November 17th, 2021|Categories: Affordable Care Act, Florida Insurance, Individual Insurance, Medicare|Tags: , , , , |

The easiest way on how to apply for Medicare is online. However, if you are over the age of 65 or already receive Social Security disability benefits or Railroad Retirement income then you will automatically be enrolled in Medicare Part A. Additionally, if you wish to begin your Social Security disability or Railroad Retirement income benefits then you must apply for Medicare early. The sooner you apply the sooner you will start receiving the benefit. How do you know when it is the best time to apply? Three primary rules govern when you should apply. The first is that you ...

How Much Life Insurance Do I Need?

By |November 10th, 2021|Categories: Affordable Care Act, Florida Insurance, Individual Insurance|Tags: , , , , |

If you are asking yourself, "How much life insurance do I need?" you may have decided to purchase a policy. You may be very satisfied with the amount of coverage provided and the peace of mind that your family members would receive should you die unexpectedly. However, a realistic appraisal of your individual needs can help you determine how much permanent life insurance coverage you need. Your occupation or the activities you perform daily are important considerations when determining your level of coverage. If you work in a risky profession, such as an auto repair shop or painting business, you ...

How Does Life Insurance Work?

By |November 3rd, 2021|Categories: Affordable Care Act, Florida Insurance, Individual Insurance, Uncategorized|Tags: , , , , |

How does life insurance work? It's quite simple. Life insurance works by paying a predetermined amount of money to a beneficiary or beneficiaries upon the death of the insured. In return, these beneficiaries will pay regular monthly premiums (called premium payments) to the insurer. When you purchase life insurance, you pay for a policy with a fixed or set amount of cash value. The death benefit is equal to the sum of all premiums paid plus any amounts determined by the terms of the policy. With some policies, you may also include interest, which is also part of the cash ...

Agent Spotlight: Vincent Giambalvo

By |September 8th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , , , |

I have been with Florida Blue for 10 years. I have lived in the Pinellas/ Pasco area for over 40 years. I enjoy helping others and I am a Tampa Bay Sports Fan. I am here to help you with all of your insurance needs. Specialties: Medicare, Family, Individual, Dental, Accident, Critical Illness Fun Facts: I enjoy meeting new people and love getting together with family and friends. Meet Vincent, Your Local Agent Take action! Call Vincent today VISIT MY AGENT PAGE CALL NOW

Agent Spotlight: Suhail Nanji

By |September 1st, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , , , |

Suhail Nanji grew up in Canada and New York City. Suhail has over 30 years of experience as a successful technology entrepreneur and loves to apply his problem-solving skills to help people with their insurance needs. He holds a degree in electrical engineering from The Cooper Union in New York City. He does community service in his local town where he sits on a pension board. Specialties: Group Medical Fun Facts: I love helping folks and the community. Meet Suhail, Your Local Agent Take action! Call Suhail today VISIT MY AGENT PAGE ...