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Agent Spotlight: Nickel Richards

By |April 1st, 2021|Categories: Florida Insurance, Individual Insurance, Medicare|Tags: , , |

You actually help to save lives and save you money with affordable health insurance, we help to keep you and your family healthy. Specialties: Under the Age of 65 Health Insurance & Medicare Advantage plans. Fun Facts: I was teacher of the sciences for 4 years in which I had fun in the class room. Helping is what I do. Meet Nickel, Your Local Agent Take action! Call Nickel today VISIT MY AGENT PAGE CALL NOW

How the New Affordable Care Act Fills In the Afternoon on Coverage Existing Through 2021

By |March 30th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance|Tags: , , |

The Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period began on January 1, 2021 and ran through February 14, 2021. There is a lot of talk about the upcoming Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period, as some see it as an opportunity to lobby for affordable health insurance for the elderly and disabled. Others view it as a time to let insurance companies know how important it is for them to provide affordable coverage for their customers. Some feel that the Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period is unnecessary and a distraction ...

Agent Spotlight: Ori Onn

By |March 25th, 2021|Categories: Florida Insurance, Group Insurance, Medicare|Tags: |

I have been a resident of Florida all my life. My goal is to help Florida residents obtain affordable health insurance. Every client that I serve has different needs when it comes to their health insurance. Each year, I review my clients' existing health plans to ensure their needs are met. I am available to help and answer any questions you might have. Specialties: Health, Dental, Life, Gap Plans (Accident & Critical Plans) Fun Facts: Living in Florida, I enjoy being outdoors - especially boating. Meet Ori, Your Local Agent Take action! Call Ori ...

Taking Steps Towards Understanding Your Health Insurance Options

By |March 23rd, 2021|Categories: Florida Insurance, Group Insurance|Tags: , |

In this article you are going to discover the main factors of understanding your health insurance options. It is not easy to find an appropriate health care insurance plan for your family without proper knowledge about the different plans offered by different companies. When looking at the various types of insurance, you need to first understand the benefits offered by the plan and then start making comparisons. To do so, you will need a list of all the pros and cons of each type of plan that can help you find the most suitable health care insurance for you. ...

How Do I Set Up a Small Business Health Reimbursement Arrangement?

By |March 19th, 2021|Categories: Florida Insurance, Group Insurance|Tags: , , |

Certain small employers—generally those with under 50 employees that do not offer a group health plan—can contribute to their employees’ health care costs through a professional Small Employer Health Reimbursement Arrangement (QSEHRA). A QSEHRA allows small employers to offer non-taxed reimbursement of certain health care expenses, like insurance premiums and coinsurance, to employees who maintain minimum essential coverage, including an individual Marketplace plan. In most states, QSEHRAs allow small employers to offer their employees additional plan choices without managing group health plan coverage. To qualify for a QSEHRA, an employer generally must: • Have fewer than 50 full-time employees • Provide the arrangement on an equivalent terms to ...

Agent Spotlight: Cliff Chusid

By |March 15th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance|Tags: , , |

I have been helping people protect their assets and family since 2001. In my downtime I enjoy walking the dog and participating in and watching sports. I moved to Florida in 1979 from Long Island, NY after graduating Farmingdale University with a major in Animal Science where I have lived since that time. Specialties: Health, Life, Dental, Annuities, Supplements Fun Facts: I am extremely proud of my daughter and grandson. I love going to the park and beach with them. Meet Cliff, Your Local Agent Take action! Call Cliff today VISIT MY AGENT ...