Pros and Cons of High Deductible Health Plans
In the United States, a high deductible health plan is basically a health insurance with higher premiums and fewer deductibles than a normal health plan. It is designed to encourage consumer-driven medical care. Being covered by an HDHP is a prerequisite for obtaining a health savings account with some health carriers. As such, it is an attractive incentive to get people to consider an HSA. Unfortunately, there are some disadvantages associated with having an HSA. These disadvantages could make an HSA more appealing than its other counterparts such as a high deductible health plan and a point-of-service (POS) plan. ...
Agent Spotlight: Larry Cohen
I got into health insurance by accident when I was recruited to do Medicare enrollments which I loved. Six years later I joined Ference-Arison Insurance Agency where I help people navigate the Affordable Care Act. I love this job because I represent Florida Blue Cross as well as help people understand health insurance, taking the mystery out. Specialties: Medicare and Affordable Care Act insurance Fun Facts: I enjoy sports of all kind especially baseball and college sports. When I was a kid we lived near Washington D.C. where we had the Senators who were terrible. I was able to ...
Agent Spotlight: Brian Kelley
I have been selling insurance for over 10 years. Being born with Cystic Fibrosis gives me a much better understanding for health insurance, and a deeper appreciation for my clients who are trying to get coverage. Which is why I always go the extra mile when it comes to all my clients. Specialties: Health (Medicare and ACA), Life, Residential, Commercial, and Auto Fun Facts: My favorite college football team is UCF, and I am so happy that Brady went to the Buccaneers. I like every sport and enjoy playing golf. I am a proud father to a beautiful 3 ...
How the American Rescue Plan Might Slash Insurance Premiums for Everyone
The American rescue plan is a healthcare reform initiative being pushed by President Biden and his staff. They are hoping to make it a little more affordable for those who are uninsured or have not worked for a while. But how exactly does this plan work? Let us look. First, you might want to understand what the rescue plan is all about. The core of it is that any individual who is not covered under some type of preexisting condition will need to purchase insurance. To get this quote, you can visit an online website and enter your name, ...
Agent Spotlight: Nickel Richards
You actually help to save lives and save you money with affordable health insurance, we help to keep you and your family healthy. Specialties: Under the Age of 65 Health Insurance & Medicare Advantage plans. Fun Facts: I was teacher of the sciences for 4 years in which I had fun in the class room. Helping is what I do. Meet Nickel, Your Local Agent Take action! Call Nickel today VISIT MY AGENT PAGE CALL NOW
How the New Affordable Care Act Fills In the Afternoon on Coverage Existing Through 2021
The Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period began on January 1, 2021 and ran through February 14, 2021. There is a lot of talk about the upcoming Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period, as some see it as an opportunity to lobby for affordable health insurance for the elderly and disabled. Others view it as a time to let insurance companies know how important it is for them to provide affordable coverage for their customers. Some feel that the Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period is unnecessary and a distraction ...
