Are Accumulators Making You Think Twice About Switching Plans?
If you're in the market for a new health plan, you've probably heard the term "accumulator" tossed around. What is an accumulator and why should you be concerned? The short answer is that they are a type of contract between you and your health insurer that offers incentives for you to purchase insurance. These incentives can come in the form of payouts if you go the whole year without a medical examination, money-back guarantees on expensive medical services such as surgery, prescription drugs, etc. In addition, they can come in the form of reduced cost or reduced income from receiving ...
Agent Spotlight: Vincent Giambalvo
I have been with Florida Blue for 10 years. I have lived in the Pinellas/ Pasco area for over 40 years. I enjoy helping others and I am a Tampa Bay Sports Fan. I am here to help you with all of your insurance needs. Specialties: Medicare, Family, Individual, Dental, Accident, Critical Illness Fun Facts: I enjoy meeting new people and love getting together with family and friends. Meet Vincent, Your Local Agent Take action! Call Vincent today VISIT MY AGENT PAGE CALL NOW
Agent Spotlight: Suhail Nanji
Suhail Nanji grew up in Canada and New York City. Suhail has over 30 years of experience as a successful technology entrepreneur and loves to apply his problem-solving skills to help people with their insurance needs. He holds a degree in electrical engineering from The Cooper Union in New York City. He does community service in his local town where he sits on a pension board. Specialties: Group Medical Fun Facts: I love helping folks and the community. Meet Suhail, Your Local Agent Take action! Call Suhail today VISIT MY AGENT PAGE ...
Agent Spotlight: Shirley Edwards
I've been in the Insurance Industry for 30 years and have always called Florida my home. With the complicated Health Care options that are out there today, I will spend the time necessary to guide clients to make the best decision for their situation. Specialties: Medicare, Health, Life Fun Facts: I love music. Meet Shirley, Your Local Agent Take action! Call Shirley today VISIT MY AGENT PAGE CALL NOW
Agent Spotlight: Robbie Carstens
I have spent my entire working life in the healthcare industry. The first 30+ years have been as a provider, while the last almost 10 years have been as a licensed insurance agent. Let me put my experience to work for you. Specialties: Health and Life insurance. Specializing in Medicare and individuals under 65. Fun Facts: I am a second-generation Florida native. I love the outdoors. I enjoy time with my family. My wife Cindy and I have 4 adult children and 4 wonderful grandchildren. I enjoy riding and racing off-road motorcycles. I also love taking my wife and ...
Agent Spotlight: Meryl Peters
About 30 yrs ago I started working with insurance at UF Shands and found a passion for helping people that has never changed. I have been with my current company for over 16 years and joke that I will do this until I die. Also taught insurance licensing class for 3 years before ACA. Specialties: Medicare supplements, Advantage, and drug plans, ACA plans for individuals and families, Accident, Dental, Critical Illness, Life, and Foreign travel Fun Facts: Family, travel, and giving back are the most important things in life. I am blessed with 2 children and 3 grandchildren. My ...
