Pros and Cons of High Deductible Health Plans
In the United States, a high deductible health plan is basically a health insurance with higher premiums and fewer deductibles than a normal health plan. It is designed to encourage consumer-driven medical care. Being covered by an HDHP is a prerequisite for obtaining a health savings account with some health carriers. As such, it is an attractive incentive to get people to consider an HSA. Unfortunately, there are some disadvantages associated with having an HSA. These disadvantages could make an HSA more appealing than its other counterparts such as a high deductible health plan and a point-of-service (POS) plan. ...
Agent Spotlight: Larry Cohen
I got into health insurance by accident when I was recruited to do Medicare enrollments which I loved. Six years later I joined Ference-Arison Insurance Agency where I help people navigate the Affordable Care Act. I love this job because I represent Florida Blue Cross as well as help people understand health insurance, taking the mystery out. Specialties: Medicare and Affordable Care Act insurance Fun Facts: I enjoy sports of all kind especially baseball and college sports. When I was a kid we lived near Washington D.C. where we had the Senators who were terrible. I was able to ...
9 Common Conditions That Medicare Services Can Help Treat the Elderly
There are many conditions that fall under the category of "Medigap" or "hereditary" coverage. A good example is Arthritis - one of the most common ailments in our society today. A large percentage of the population will battle some form of arthritis at some point in their lives. This can range from a painful toe to rheumatoid arthritis, which if left untreated can be debilitating. Another condition that is common among seniors is called Dementia and it is also one of the most expensive. Dementia can lead to memory loss, depression, and a lower quality of life. It can ...
Agent Spotlight: Brian Kelley
I have been selling insurance for over 10 years. Being born with Cystic Fibrosis gives me a much better understanding for health insurance, and a deeper appreciation for my clients who are trying to get coverage. Which is why I always go the extra mile when it comes to all my clients. Specialties: Health (Medicare and ACA), Life, Residential, Commercial, and Auto Fun Facts: My favorite college football team is UCF, and I am so happy that Brady went to the Buccaneers. I like every sport and enjoy playing golf. I am a proud father to a beautiful 3 ...
How To Choose A Doctor: Tips From A Doctor
Are you looking for a way of how to choose a doctor? If so, then this article will provide you with some information that may help. Many people make the mistake of choosing their health care provider without considering if they would be best suited for the job. They look at their family doctor, or their spouse or partner's primary care physician, and select them simply based on their first impressions of them. If you are making the same mistake, then here are some tips by a doctor on how to choose a doctor. Do not simply choose the ...
Agent Spotlight: Jan Collier
For the past 29 years I've helped large & small businesses design their employee benefits to fit their particular health, dental, vision & life insurance needs that attract & retain high quality employees. When individuals approach 65 years old, I help them navigate into Medicare. Throughout the year I encourage my clients to contact me to help them make sure their physicians are in the network, find the lowest cost for their prescriptions & help them with claim issues. Specialties: Group Benefits & Medicare Fun Facts: Getting out on the boat, spending time at the beach with my family ...
