Pros and Cons of High Deductible Health Plans
In the United States, a high deductible health plan is basically a health insurance with higher premiums and fewer deductibles than a normal health plan. It is designed to encourage consumer-driven medical care. Being covered by an HDHP is a prerequisite for obtaining a health savings account with some health carriers. As such, it is an attractive incentive to get people to consider an HSA. Unfortunately, there are some disadvantages associated with having an HSA. These disadvantages could make an HSA more appealing than its other counterparts such as a high deductible health plan and a point-of-service (POS) plan. ...
How the American Rescue Plan Might Slash Insurance Premiums for Everyone
The American rescue plan is a healthcare reform initiative being pushed by President Biden and his staff. They are hoping to make it a little more affordable for those who are uninsured or have not worked for a while. But how exactly does this plan work? Let us look. First, you might want to understand what the rescue plan is all about. The core of it is that any individual who is not covered under some type of preexisting condition will need to purchase insurance. To get this quote, you can visit an online website and enter your name, ...
How the New Affordable Care Act Fills In the Afternoon on Coverage Existing Through 2021
The Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period began on January 1, 2021 and ran through February 14, 2021. There is a lot of talk about the upcoming Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period, as some see it as an opportunity to lobby for affordable health insurance for the elderly and disabled. Others view it as a time to let insurance companies know how important it is for them to provide affordable coverage for their customers. Some feel that the Aged and Disabled Insurance (ACD) Consumer Special Enrollment Period is unnecessary and a distraction ...
Agent Spotlight: Cliff Chusid
I have been helping people protect their assets and family since 2001. In my downtime I enjoy walking the dog and participating in and watching sports. I moved to Florida in 1979 from Long Island, NY after graduating Farmingdale University with a major in Animal Science where I have lived since that time. Specialties: Health, Life, Dental, Annuities, Supplements Fun Facts: I am extremely proud of my daughter and grandson. I love going to the park and beach with them. Meet Cliff, Your Local Agent Take action! Call Cliff today VISIT MY AGENT ...
4 Tips to Sign Up for ACA during Biden’s Special Open Enrollment
The Special Affordable Care Act (SACO) has helped millions of Americans to sign up for health insurance. Thanks to this law, they can now afford to pay lower premiums and get the medical care they need. In this article, you will learn 4 tips for getting through your Special Open Enrollment Period. Start Early - Most people wait until their special open enrollment date. This is a very bad idea. Since it typically takes time to get through the entire enrollment process, many people don't even finish signing up when it comes time to do so. They may be feeling ...
The ACA Marketplace Is Open Again for Insurance Sign-Ups. Here’s What You Need to Know
The coronavirus disease 2019 (COVID-19) national emergency has presented unprecedented challenges for the American public. Many Americans face uncertainty and are experiencing new health problems during the pandemic. Thanks to the exceptional circumstances and rapidly changing Public Health Emergency (PHE) impacting numerous people throughout the US a day, many Americans remain uninsured or underinsured and still need affordable health coverage. In accordance with the chief Order issued by President Biden, the Centers for Medicare & Medicaid Services (CMS) determined that the COVID-19 emergency presents exceptional circumstances for consumers in accessing insurance and has provided a Special Enrollment Period (SEP) ...
