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Covid-19 Vaccine Facts

By |May 13th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , |

One of the most talked about vaccines is the one known as the Coronavirus Vaccine. This deadly virus has been responsible for the deaths of millions of people around the world over the last twenty years. While the United States and many other countries have taken steps to limit its distribution, this vaccine is still being distributed widely to protect the American public. While it is true that this vaccine has been found to be effective in protecting children and adults, there are other important Coronavirus vaccine facts that should be known by every person who is planning on ...

Pre-Existing Conditions and The ACA Marketplace

By |May 11th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , |

The ACA Marketplace is an online portal that contains information on the various Medicare and Medicaid programs. Before enrolling with any plan, consumers need to know the type of coverage they need for their current health condition. There are seven different plans that are offered by the ACA Marketplace: Consumers are typically able to compare all the different ACA Marketplace plans with one simple click of a button. However, consumers need to know more about pre-existing conditions before signing up with any plan. Pre-existing conditions can negatively affect the cost and coverage of any policy. As such, consumers need ...

Agent Spotlight: Daniel Lomnitzer

By |May 6th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , , |

I have been an agent for Florida Blue for 9 years. I decided to get into insurance because I like helping people find the right insurance plan based on their needs. It makes me feel good selling an exceptional product to my clients who need my help. They are trusting me with their health and lives, and I can sleep good at night because I have products that will help with their insurance needs. I have been a top agent for Florida Blue for almost 9 years. There is no competition out there because I know Florida Blues products ...

Agent Spotlight: David Jennings

By |April 29th, 2021|Categories: Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , |

I spent years looking for a job that provided communicating and helping people. Being a Health Insurance Agent has filled that void in my life and it benefits the public. Specialties: Medicare, Health, and a variety of Ancillaries Fun Facts: I live in Ft Lauderdale, have a 10-year-old son named Hunter, enjoy water sports and the outdoors. I also enjoy Soccer, football, and basketball. Meet David, Your Local Agent Take action! Call David today VISIT MY AGENT PAGE CALL NOW

Pros and Cons of High Deductible Health Plans

By |April 27th, 2021|Categories: Affordable Care Act, Florida Insurance, Group Insurance, Individual Insurance, Medicare|Tags: , , |

In the United States, a high deductible health plan is basically a health insurance with higher premiums and fewer deductibles than a normal health plan. It is designed to encourage consumer-driven medical care. Being covered by an HDHP is a prerequisite for obtaining a health savings account with some health carriers. As such, it is an attractive incentive to get people to consider an HSA. Unfortunately, there are some disadvantages associated with having an HSA. These disadvantages could make an HSA more appealing than its other counterparts such as a high deductible health plan and a point-of-service (POS) plan. ...

Agent Spotlight: Larry Cohen

By |April 22nd, 2021|Categories: Florida Insurance, Individual Insurance, Medicare|Tags: , , , |

I got into health insurance by accident when I was recruited to do Medicare enrollments which I loved. Six years later I joined Ference-Arison Insurance Agency where I help people navigate the Affordable Care Act. I love this job because I represent Florida Blue Cross as well as help people understand health insurance, taking the mystery out. Specialties: Medicare and Affordable Care Act insurance Fun Facts: I enjoy sports of all kind especially baseball and college sports. When I was a kid we lived near Washington D.C. where we had the Senators who were terrible. I was able to ...